YNAB Referral Program (One Month Free)

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Use this link to get a free month of YNAB if you choose to subscribe. This free month is in addition to YNAB’s included 34-day free trial. YNAB no longer offers a 3-month free trial. Aside from the trial, there is not a free version of YNAB.

You Need A Budget (YNAB) is simply the best budgeting app for most individuals and households looking to improve their money management skills and financial security. It combines the simplicity of a user-friendly app with the power of more complex spreadsheet-based budgeting templates. Unlike some budgeting apps, YNAB is not free, so it makes sense that you’d want to take it for a spin before committing to use it long term. YNAB provides current users a referral link to share.

How to get a YNAB referral link?

You can get a YNAB referral link from anyone who is a current YNAB subscriber and who purchased their subscription directly through YNAB. The link at the top of this article works because I am a current YNAB subscriber. If you have a friend or family member who uses YNAB, you can ask them for their link, or you can just use mine.

I’m already a YNAB customer, how do I send a referral on YNAB?

In order to qualify for the YNAB referral program, you need to have subscribed directly through YNAB and not through certain third-party apps such as the Apple App Store. Your referral link will not be available until your free trial period ends and you have started to pay for your YNAB subscription. There are two ways to access your YNAB referral link.

How to find your YNAB referral link on the web app

Log into YNAB in your web browser. Make sure that you haven’t hidden the left sidebar of your budget. Click the link in the lower-left corner of the screen.

How to find your referral link in the YNAB web app
YNAB referral link location in the web app

How to find your YNAB referral link on a mobile device

You can easily share your YNAB referral link from you mobile device. Simply navigate to your settings and find the "Share YNAB" button. If you don't have the mobile app installed, you can navigate to YNAB’s referral program using this direct Referral Program link.

Find YNAB Referral Link On Mobile App

How to share your YNAB referral link

Once you’ve arrived at the YNAB Referral Program page, you will have the option to share your link via email using a pre-populated message, which you can customize to your liking. You can also share your link to Facebook or Twitter or copy the link directly and share it any way you please.

YNAB Referral Program
YNAB referral program page

What do I get when someone uses my YNAB referral link?

You will get one free month added to your existing YNAB subscription every time someone uses your referral link to subscribe to YNAB. There is no limit to the number of free months you can earn.

See my article about why YNAB is my favorite budgeting app. Reasons include how it handles credit card accounts, banks accounts, investment accounts, the loan planner tool, and the polished YNAB budgeting app for mobile.

How much does the YNAB app cost monthly?

YNAB costs $14.99/month or $99/year paid annually (USD) plus taxes where applicable.

YNAB Pricing
YNAB Pricing

How to get started with YNAB?

Learning to budget takes practice, especially if you have debt or have tried to budget before and haven’t been able to make it stick. I’m a Certified YNAB Budgeting Coach, and I’ve prepared a free course to help you get your YNAB budget up and running fast! Enter your email below to get access to the free course and make the most of your free YNAB trial.

Not sure if a budget coach is right for you? See my article about everything you need to know about hiring a budget coach. You can also check out the 7 best YNAB tutorials.


Does YNAB have an affiliate program?

There is a YNAB affiliate program. You can learn about the affiliate program on YNAB's website. In order to apply, you must have an audience size of over 25,000. The program currently pays 6 for every person who signs up for a free trial for YNAB using your affiliate link. You can earn even more money per free trial if you exceed certain thresholds. If you're an influencer who loves YNAB, this would not be a bad way to earn some extra money and move you closer to financial freedom!

Disclosure: I am a YNAB Certified Budgeting Coach. I offer coaching services for those wanting to accelerate their financial progress. This article contains referral links to begin a free trial of YNAB. If you use one of these links to sign up for YNAB and choose to subscribe, we will both get an extra free month added to our subscriptions.

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